Free Financial Literacy Education for Everyone!
2 Small Coins is a nonprofit organization providing free financial literacy education, practical resources, and learning opportunities to help people build financial knowledge, develop healthy money habits, and make informed financial decisions.
Children Living in Poverty Worldwide
Underprivileged Children in the US Alone
Youths Without Adequate Access to Education in the US
%
Teens Seeking More Personal Financial Education
%
Adults 18-29 Years of Age with Credit Card Debt Over 90 Days Overdue
Why Financial Education Matters
Financial literacy isn’t an abstract skill reserved for economists or investors — it shapes whether a family can absorb a car repair without going into debt, whether a young person understands the loan they’re signing, and whether a household can plan confidently for retirement instead of guessing. The data make clear how much is at stake.
According to the Federal Reserve’s 2024 Survey of Household Economics and Decisionmaking, only 63% of U.S. adults said they could cover a $400 emergency expense using cash or its equivalent — meaning more than a third of Americans are one unexpected bill away from financial strain. Preparedness starts even earlier than adulthood: OECD’s PISA 2022 financial literacy assessment found that 17% of U.S. 15-year-olds do not reach baseline financial literacy proficiency, and that advantaged students outscored disadvantaged students by 92 points — one of the widest such gaps among participating countries. That gap doesn’t close on its own; it reflects unequal access to financial education, not unequal ability to learn it.
The knowledge gaps persist well into adulthood. FINRA’s 2024 National Financial Capability Study found that only 27% of U.S. adults could correctly answer at least five of seven basic financial knowledge questions, and the share of adults with enough savings to cover three months of expenses fell to 46%, down from 53% in 2021. These aren’t signs of poor choices — they’re signs that most people were never given clear, practical instruction in budgeting, credit, saving, or planning for the future.
This is exactly where financial literacy education can make a measurable difference. Practical, accessible instruction in money management, credit and debt, saving, and financial decision-making gives people tools they can use immediately — not to eliminate every economic pressure they face, but to navigate it with more confidence and fewer costly missteps. That’s why we provide free financial literacy education to underserved communities: because understanding money shouldn’t depend on what you can afford to learn. When people have access to clear, honest financial education, they’re better equipped to build the financial security they deserve.
Free Effective Money Management Education
Keys to Healthy & Productive Financial Handling
Financial Goals
Gain the knowledge and skills needed to make informed financial decisions and achieve financial independence.
Saving & Investing
We teach individuals how to save and invest effectively to build long-term wealth and financial security.
Financial Education
We provide quality education to underserved communities, empowering children for a brighter future.
Debt Management
We provide the education and resources individuals need to manage debt effectively and work toward becoming debt-free.
Future Outlook
Our vision is to continue growing as a trusted and impactful organization. Through collaboration, innovation, and community empowerment, we aim to create sustainable change and leave a lasting legacy.
Our Work
Educating, Mentoring and Empowering Youth and Underserved Communities Through Financial Literacy and Entrepreneurship
Education for All
Our free courses provide practical financial literacy education to young people and individuals from underserved communities.
Empowering Youth
We strive to help young people recognize that their goals are attainable while connecting them with the knowledge, tools, and resources needed to pursue those goals.
Support for Underprivileged Communities
We also work with and provide free financial education to communities that may be forgotten such as refugees and newly immigrated families.
Resources
We help individuals identify resources available to them and, when appropriate, assist them in finding programs and forms of aid for which they may qualify.
Grants
We aim to help young entrepreneurs overcome one of their biggest hurdles by providing modest grants to students who present a solid business plan and demonstrate exceptional motivation and potential.
Decreasing Unemployment
Our hope is that by equipping young people and underserved communities with the knowledge and tools to build stronger futures, they can create opportunities for themselves and others, contributing to greater economic mobility and stronger communities.
Course Availability
Our instructor-led course is offered by videoconference, making it accessible to participants in many locations. Please contact us if you are interested in enrolling. The course is offered free of charge.
Business Mentoring
We partner up with successful business owners who motivate and guide young prospective entrepreneurs.
Partner With Us
Please contact us to learn about partnering and sponsorship opportunities. Together we can make a meaningful difference in people’s lives, let’s work together.
Services
Resources
Funds
No contribution is too small; make a big difference… with just “2 small coins”!
Reach out to learn how you can positively impact someone’s life and discover the different ways you can contribute to our mission.
Contact Us
Please reach out to us! You can text, call or email us:
Phone
(202)930-0397